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Introduction

Torque is a digital wallet platform that unifies balances, execution, and settlement. Individuals and businesses hold assets and move value through Torque; integrators embed those capabilities via the Platform API and SDKs.

These docs cover authentication, the platform lifecycle, surface APIs, and SDKs. Run Quickstart for a working end-to-end flow, or pick an integration path below if you already know what you're building.

How It Works

Intent becomes committed execution through one lifecycle: READ → DECIDE → EXECUTE. The core primitive is Financial Action = Intent + wallet_order — a user goal (Intent) paired with the executable unit the platform commits (wallet_order).

READLoad context
PortfolioIntelligenceData

Context loaded

Read-only — no wallet_order

DECIDEResolve Intent
AssistantQuotesRouting

Intent → draft

functionResults

EXECUTECommit settlement
Actions

wallet_order committed

on_chain · merchant channels

Full schema, intent types, and execution boundary: Financial Action.

API: https://app.torque.fi/api/v1

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