Fees & Cashback
Platform fees below. **Fee cashback** (Rebates in the app) returns a share of those fees in USD, tiered by lifetime volume. No TORQ token program.
Fee cashback (Rebates)
Cashback is a % of the **platform fee**, not your trade size. Volume tier sets the % on future fees. Open Rebates in the app.
Volume tiers
| Tier | Min lifetime volume | Cashback (% of platform fee) | Pro affiliate share (max) |
|---|---|---|---|
| Bronze | $0 | 0% | 0% |
| Silver | $10,000 | 5% | 10% |
| Gold | $100,000 | 10% | 20% |
| Platinum | $500,000 | 20% | 40% |
| Diamond | $1,000,000 | 25% | 50% |
Where cashback accrues
| Surface | Platform fee | Cashback |
|---|---|---|
| Trade (swap) | 100 bps | Yes |
| Perps | 10 bps builder (HL max) | Yes when fee is recorded |
| Checkout / Invoices | 60 bps GMV | Yes (merchant) |
| Lend / Borrow | 100 bps | No rebates accrual yet |
| Peer Send / Counter Pay | 0 bps | No |
Live today
- Pending cashback (USD) in app
- Volume tiers on Rebates
Not live yet
- Batch payout / Claim All
Platform fees — execution
| Surface | Rate | Notes |
|---|---|---|
| Trade (swap) | 100 bps (1%) | Same-chain and cross-chain. Basic and Pro pay the same rate today. |
| Lend / Borrow | 100 bps (1%) | Platform fee on the lend/borrow execution path. |
| Perps | 10 bps of notional | Hyperliquid builder fee (venue maximum). Rebate tier volume uses the collateral USD amount Torque records at settle. Venue trading fees may also apply separately. |
Platform fees — merchant & payments
| Surface | Rate | Notes |
|---|---|---|
| Checkout (hosted / SDK) | 60 bps (0.6%) of GMV | Buyer pays the listed gross; merchant receives net. Merchant absorbs the take. |
| Invoices | 60 bps (0.6%) of GMV | Same take as Checkout on the settle leg. |
| Counter Pay (in-store QR) | 0 bps | Open-amount Pay Send — no platform take. See Counter Pay. |
| Peer Send / payment request | 0 bps | Person-to-person and plain payment requests stay free of platform take. |
Torque Pro
| Plan | Price | Notes |
|---|---|---|
| Torque Pro — Monthly | $20 / month | Consumer / trader subscription. Offered in-app. |
| Torque Pro — Yearly | $199 / year | Recommended plan (~17% off vs 12× monthly). Does not waive the 100 bps execution fee today. |
Pro is a consumer / trader subscription. It is not a merchant or sponsor billing plan.
Sponsored gas
| Item | Detail |
|---|---|
| Sponsored gas — Basic | About 50 sponsored transactions per month, with an hourly burst limit (~15/hour). |
| Sponsored gas — Pro | No monthly sponsored-tx cap by default; higher hourly burst (~60/hour). |
| Basic top-ups | Optional in-app packs: $5 for +25 sponsored transactions when the monthly cap is reached. |
Caps protect fair use. See Errors & Limits when a sponsored send is blocked.
Free of platform take today
- Peer Send and plain payment requests (0 bps platform take)
- Counter Pay in-store QR open-amount settles (0 bps platform take)
- Account recovery
Not on this schedule yet
- Pro execution-fee waiver
- Business SaaS tiers
- Cashback batch payout / Claim All
Cashback FAQ
Where do I see cashback?
Rebates in the Torque app: https://app.torque.fi/rebates
What is cashback based on?
Your tier % × the Torque platform fee on that action (e.g. Gold = 10% of the fee, not 10% of notional).
Can I withdraw pending cashback?
Accrual is in-app only until batch payout ships.
Fees FAQ
What is a basis point (bps)?
One basis point is 0.01%. 100 bps = 1%. 60 bps = 0.6%. 10 bps = 0.1%.
Does Torque Pro reduce trading fees?
Not today. Pro and Basic both pay 100 bps on swap / lend / borrow. Pro sells execution advantages (private routing, automations, Assistant headroom, gas headroom) — not a fee waiver yet.
Who pays the Checkout fee?
The merchant absorbs 60 bps. The buyer pays the listed price; the merchant receives net after the platform take.
Are network fees included?
No. Blockchain gas and venue (e.g. Hyperliquid) fees are separate from Torque platform rates. Sponsored gas may cover some user gas within monthly and hourly caps.
Is Counter Pay free for merchants?
Yes for platform take — Counter Pay is open-amount peer settle at 0 bps. Checkout and invoices still use the 60 bps GMV take.
Questions
Enterprise, distribution, or custom API pricing: hello@torque.fi.
Related
Questions or corrections? hello@torque.fi